First of all, a bit of background. Financial inclusion — the access to and use of financial services — in Nigeria hovered around 41.1% as at 2016 (based on aggregate data from EfinA, Intermedia and the World Bank). The percentage of people using informal financial service providers like Esusu, Alajo, and thrift collectors stood at… Read more Who gets us to the promised land — Banks, Telcos or Independent MMOs?
One day, all banks will be digital-only. Gone will be the days of physical branches, human tellers and long queues. All customer interactions with the bank will be through digital channels. It will happen, it’s only a matter of when. Already, we’re seeing a steady roll out of digital-only banks all over the world —… Read more Is Nigeria ready for a digital-only bank?
According to a survey conducted by Gallup, there has been a 7% increase in the number of people working from home between 2012 -2016. In the tech world (at least where I’m from), the term “working remotely” or “working from home” has been among the commonly used terms along with AI, ML etc. I embarked… Read more Lessons from working remotely for the first time
I received my Payoneer income survey doc the other day, and I was not quite surprised at the report. One of those things I expected was the gap between male and female freelancers. I also wasn’t surprised to see that the number of freelancers in Africa is seriously behind what we find in most continents,… Read more Online freelancing and the Nigerian mindset
Do you feel that using a .com.ng domain or a .ng domain will make your website seem local? Do you still feel that a successful Internet company can be built by copying any interesting foreign concept and replicating it? If your answer is “yes” to any of the above, then you are suffering from copy-copy… Read more How the copy-copy syndrome is affecting the Nigerian tech industry and what we can do about it
The infrastructure that businesses depend on is extremely important to the success, the level of expenditure and the reputation of the organisation. We need to come to the realisation that in this present economy calls for creativity, thinking out of the box and being innovative to create a sustainable business critical infrastructure that will give… Read more Why Nigeria does not need more data centres